SO YOU'RE GETTING MARRIED! Marriage is many things. It is an expression of love, a lasting commitment, a time of celebration...and it is serious business. Like it or not, there is a business side to marriage. At the conclusion of the wedding service, while the wedding bells are still tolling, new responsibilities are placed upon each of the two who have become one.

Legally you will be responsible for certain of one another's debts (e.g. medical bills in particular under Virginia law). You will want to be ready to attend to one another's business affairs in the event of your spouse's unexpected disability (a Power of Attorney should be in place for this purpose). Plans should be already made in case you are called upon to make medical decisions for your spouse (an Advanced Medical Directive will be important; organ donation decisions should be discussed and reflected on your driver's license). A change of insurance beneficiaries should be considered, guardianship issues for minor children should be decided and documented. Each of you should have a will prepared in order to spare your spouse from unnecessary probate expenses (such as a bond and appraisal which are required unless waived in your will) and to direct your property as you wish in the event of your death.

Weddings are serious business. Help yourself and your mate remove uncertainties in these areas by discussing them with one another and then consulting with your attorney.